Finance Center at Lithia Toyota of Billings

Lithia Toyota of Billings takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Lithia Toyota of Billings Vehicle?

Toyota Leases and Auto Loans in Billings

When you're looking to get behind the wheel of your new or used vehicle, our Sales professionals at Lithia Toyota of Billings are available to get you started navigating our financing options. From our flexible leasing options to our simple auto loan application process, drivers from both Montana and Wyoming can visit us today in Billings to explore our competitive prices and simple Toyota financing near you.

Benefits of Financing

Should You Lease or Apply for An Auto Loan for Your Next Vehicle?

Depending on your personal budget and driving needs, our Sales professionals offer you expert financing advice to help you determine which option is right for you.

  • Lease: When you're looking to drive home in a vehicle that fits your current driving needs, our leasing contracts offer you the versatility to drive your new or used Toyota to then trade-in at the end of your lease. Typically with lower monthly payments, leasees can drive home in a newer or bigger vehicle for less.
  • Auto loan: Driving home in a new Toyota RAV4 or Camry Hybrid that you can invest in is simple with our auto loan application process at Lithia Toyota of Billings. Our Sales staff are connected with a wide network of resources to connect you to the best possible payment plan that works for you. 

Flexible Credit Options

In addition to our versatile payment plans, drivers can save with our various financing specials. We offer military rebates as well as instant cash offers to helping you save even more on our latest Toyota or used vehicles options. Drivers near Sheridan and Cody, WY as well as Bozeman and Livingston, MT can come in today to learn more or get started today online with our secure digital application form.   

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Toyota Leases and Auto Loans in Billings

When you're looking to get behind the wheel of your new or used vehicle, our Sales professionals at Lithia Toyota of Billings are available to get you started navigating our financing options. From our flexible leasing options to our simple auto loan application process, drivers from both Montana and Wyoming can visit us today in Billings to explore our competitive prices and simple Toyota financing near you.   

Should You Lease or Apply for An Auto Loan for Your Next Vehicle?

Depending on your personal budget and driving needs, our Sales professionals offer you expert financing advice to help you determine which option is right for you.

  • Lease: When you're looking to drive home in a vehicle that fits your current driving needs, our leasing contracts offer you the versatility to drive your new or used Toyota to then trade-in at the end of your lease. Typically with lower monthly payments, leasees can drive home in a newer or bigger vehicle for less.
  • Auto loan: Driving home in a new Toyota RAV4 or Camry Hybrid that you can invest in is simple with our auto loan application process at Lithia Toyota of Billings. Our Sales staff are connected with a wide network of resources to connect you to the best possible payment plan that works for you. 

In addition to our versatile payment plans, drivers can save with our various financing specials. We offer military rebates as well as instant cash offers to helping you save even more on our latest Toyota or used vehicles options. Drivers near Sheridan and Cody, WY as well as Bozeman and Livingston, MT can come in today to learn more or get started today online with our secure digital application form.   

  1. Lithia Toyota of Billings

    1532 Grand Ave
    Billings, MT 59102

    • Sales: 406-313-9018
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Get in Touch

  • Contact our Sales Department at: 406-313-9018
  • Monday9:00 am-7:00 pm
  • Tuesday9:00 am-7:00 pm
  • Wednesday9:00 am-7:00 pm
  • Thursday9:00 am-7:00 pm
  • Friday9:00 am-7:00 pm
  • Saturday9:00 am-7:00 pm
  • Sunday11:00 am-5:00 pm